Thursday, September 01, 2005

Get you free credit report

As of today, September 1, 2005, everyone in the U.S. can get a free credit report from the 3 major credit reporting agencies:  Experian, TransUnion and Equifax.

I just got mine and it was fairly painless.  They ask for verifying information such as place of employment on a certain date, address on a certain date or mortgage lender and payment range.  They also try to sell you more features, Credit Score, etc., but it’s not hard-sell tactics.  You just opt out of these features.

You get a list of all your credit cards, loans, etc., including your payment history.  It’s actually pretty interesting.  I noticed some of the same accounts with different names.  But with the banks buying each other out I can’t keep up with who’s who, so I shouldn’t be surprised that the credit reporting agencies can’t either.

Get your free at AnnualCreditReport.com

THIS IS NOT AN ADVERTISEMENT

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