As of today, September 1, 2005, everyone in the U.S. can get a free credit report from the 3 major credit reporting agencies: Experian, TransUnion and Equifax.
I just got mine and it was fairly painless. They ask for verifying information such as place of employment on a certain date, address on a certain date or mortgage lender and payment range. They also try to sell you more features, Credit Score, etc., but it’s not hard-sell tactics. You just opt out of these features.
You get a list of all your credit cards, loans, etc., including your payment history. It’s actually pretty interesting. I noticed some of the same accounts with different names. But with the banks buying each other out I can’t keep up with who’s who, so I shouldn’t be surprised that the credit reporting agencies can’t either.
Get your free at AnnualCreditReport.com
THIS IS NOT AN ADVERTISEMENT
No comments:
Post a Comment